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Insurance Tips and Topics
What’s Changing With Medicare in 2027
As we enter the fall season, and hopefully cooler weather Medicare open enrollment is just ahead. Â Medicare Open enrollment starts October 15 so we wanted to provide you with a preview of what changes may occur with Medicare next year. Every year Medicare adjusts its...
Plan N Excess Charges: What They Are and When They Matter
Medicare Plan N Excess Charges Plan N excess charges are one of the most misunderstood trade-offs for people exploring Medicare Supplement (Medigap) options. Medicare Plan N can offer lower premiums than Plan G, but it does not cover Medicare Part B excess charges. If...
Does Your Personal Auto Insurance Really Cover Rental Cars? What You Need to Know Before You Sign
Does My Car Insurance Cover Rental Cars? What to Know Before You Sign You're standing at the rental counter, tired from your flight, and the agent is pushing hard for you to add their insurance package. Sound familiar? Most people wave it off thinking their personal...
Good News-Auto Insurance Premium Increases Level off
Auto Insurance Update: A Welcome Slowdown in Rate Increases 🚗 If you’ve been bracing for another big jump in your auto insurance bill, there’s some encouraging news. After several years of sharp increases, auto insurance rates are finally starting to level off....
Health Insurance Premiums Skyrocket
Why Your Health Insurance Premiums Keep Going Up, And Why 2026 Is Different Whether your coverage comes through your employer or Medicare and a Supplement plan, you've probably noticed your premiums are climbing faster than usual. You're not wrong. Health insurance...
Medicare GLP-1 Coverage 2026: How the $50 Bridge Works
Does Medicare Cover GLP-1 Drugs for Weight Loss in 2026? Medicare GLP-1 coverage 2026 update: eligible Part D beneficiaries may be able to access select weight-management drugs through the temporary Medicare GLP-1 Bridge for a $50 copay if they meet the program and...
Homeowners Insurance and Living Trust: What to Update
Setting up a living trust is a smart estate planning move. But transferring property into one without updating your insurance? That’s where things can go sideways fast. Homeowners insurance for trusts is one of the easiest details to overlook when setting up a living...
Coinsurance in Property Insurance: What It Is and Why It Matters
Most property owners have never heard of coinsurance until they file a claim. By then, it’s too late to fix. There’s a clause sitting in most commercial and some residential property insurance policies that goes largely unnoticed until something goes wrong. It’s...
Car Insurance in Denton, Texas: What You Need to Know (and What You Might Be Overpaying)
If you are looking for car insurance in Denton, TX, you have come to the right place. Whether you are a longtime Denton resident, a student at the University of North Texas or Texas Woman’s University, or a newcomer to this fast-growing city, finding the right auto...
Prescription Drug Prices: Why They’re Breaking Millions of Budgets?
A Consumer Guide to Understanding — and Fighting Back Against — High Drug Costs The cost of prescription drugs is a top health policy issue for consumers of all ages. Whether you have group health insurance through your employer, an individual plan through the ACA...
Homeowners Insurance Questions Answered
How are home insurance premiums calculated? Several factors related to both your home, and you influence your homeowners insurance rate. Your homes characteristics such as the age of your home, structure, build quality, location of your home, and the age of your roof...
Key Differences Between Medicare Advantage and Medicare Supplements
Key Differences Between Medicare Advantage and Medigap
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About the Author
Bob Garrison has more than 15 years of experience helping people navigate the mysteries of insurance. He is one of the nation’s leading experts on health insurance and author of the recently published book, The ABC’s & D of Medicare: Medicare Made Simple. Currently he is president of Insurance Connection USA, a regional insurance brokerage.
Garrison and his team provide Insurance education and solutions to thousands of people. He partners with companies like Mass Mutual and Edward Jones to assist their clients in selecting the best solutions for Home, Auto, Medicare and Business insurance.
After graduating from the University of Central Washington, Garrison started his career in the Media business serving in Senior Management positions with Gannett, Disney and ABC Television.
In 2004 Garrison expanded into insurance joining Insurance Connection USA, Garrison is on the board of Dallas Association of Health Underwriters, has served on the Agent Advisory council for Cigna, and the Advisory Committee for Care N Care a regional Medicare Advantage Health Plan in Fort Worth. Garrison conducts education seminars on “Navigating Medicare” and also works with individuals consulting on health, property, Risk management and Medicare issues. Read More
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