Estimating your Benefits
Your retirement benefit is based on your highest 35 years of earnings and of course your age when you start receiving benefits. If you stop working before you have 35 years of earnings, Social Security will use a zero for each year without earnings when they perform the calculations to determine the amount of benefits you are due.
Depending on how much you earn in wages and other income, you could pay income tax on up to 85% of your Social Security benefits. To find out your benefit amount you can create a account at SocialSecurity.gov and discover your estimated benefit amounts. Also available on the Social Security web site are Retirement Estimator calculators you can use to help figure out the best strategy for planning when to enroll and take your benefit payments.
Other sites I recommend to discover and most importantly to determine what age is best for your to start taking Social Security payments are:
https://opensocialsecurity.com/
https://www.consumerfinance.gov/consumer-tools/retirement/before-you-claim/
https://www.aarp.org/retirement/social-security/benefits-calculator/?migration=rdrct
https://www.bankrate.com/retirement/calculators/social-security-benefits-calculator/