Finally, you can get multiple Auto Insurance quotes from one agency
If you want the best coverage for your cars and trucks let our agents do the shopping for you. We will provide you with a side by side comparison of several of the top insurance companies so you can pick the best one.
- Save Tons of Time and Money: We do all the work in researching all the major insurance companies to get you the best coverage and you save a ton of money.
- Get the Best Advice: Not all Auto insurance policies are the same. Often you can pay less and get more coverage. Our agents will provide guidance in selecting the best insurance coverage to protect you and your vehicles.
Let Us Help You Find the Best Auto Insurance
Anyone who owns or leases a vehicle knows that auto insurance is a necessary part of driving. In fact, in most U.S. states, it is required that you carry this insurance in order to obtain a license. Obtaining coverage, however, can be time-consuming and confusing if you are not familiar with the terminology or the benefits that are available to you. Having someone on your side who is knowledgeable about the subject and who can walk you through the maze of policy features can make all the difference in the world. That’s the advantage of working with Insurance Connection New Mexico.
How to Get the Best Auto Insurance Coverage
Just as there are many types of vehicles on the road today, there are also numerous types and combinations of auto insurance coverage that are available – and because of this, it can be easy to become overwhelmed when deciding what type of policy may be best for you.
When shopping for coverage, though, there are several things that you need to look for in order to obtain the right policy and benefits for your specific vehicle and driving history. This is especially the case if you have a need for any type of optional insurance coverage. When building a policy, you want to ensure that the plan and the premium price are all right for you.
There are a myriad of factors that go into pricing an auto insurance policy. These include:
- Vehicle Make and Model
- Driving Record
- Past Claims History
- Vehicle Usage (Business or Personal)
- Geographic Location (Zip Code)
- Where the Vehicle Is Kept
- Driver’s Insurance Score
- Optional / Additional Coverages
If you’re considered to be a safe driver and have not had any accidents or moving violations for a certain period of time, you may be eligible for a premium discount from the auto insurer. You may also qualify for premium discounts in other ways, too, such as by having multiple insurance policies with the same insurance carrier. By working with Insurance Connection, we will help you find the best auto insurance policy at the lowest possible cost – and we’ll also work with you in finding any premium discounts that you may be eligible for.
How Auto Insurance Coverage Works
Policies are made of up several key components. These include coverage for bodily injury and property damage, as well as for personal protection. This portion of the policy will cover medical payments in the case of injuries in an auto accident.
In addition, some – but not all – auto insurance policies will also include comprehensive coverage. This covers the insured vehicle for physical damage losses that result from incidents that occur, other than a collision. For example, the comprehensive portion of the policy would pay for incidents such as theft or vandalism, as well as damage due to fire or flood water.
The final component, collision insurance, pays for damage that is sustained to the insured vehicle, as the name implies, due to a collision. This coverage will oftentimes pay, even if the damage is the fault of the insured driver.
Rental Cars and how your Auto Insurance Covers Rentals
Long-term rentals might not be covered by your existing auto insurance, as time limitations may be imposed by your policy. Even if your personal auto policy covers rentals, it might not apply for rentals used for business travel. Rent a car of similar value to your own car to increase the likelihood that your existing coverage is adequate for the rental car. If your existing policy does not offer coverage for a particular type of rental car, ask about adding an insurance rider for a small fee. If you are not a car owner but drive from time to time, consider purchasing a non-owner auto insurance policy. Click here for more information
Bundle your Home and Auto together under with one Insurance Company
When you bundle your home and auto policies, you can be confident that you have the right combination of experts looking out for you—the home insurance specialists at NM Insurance Group and the car insurance consultants.
Plus, you’ll enjoy: Discounts – Save money with a Multi-Policy Discount on both policies when you bundle.
Single Deductible Advantage – Save even more money in your time of need. Say, for example, a storm damages both your home and car. Other insurance companies may make you pay two deductibles—one under your homeowners policy and one under your auto. With the Single Deductible Advantage, your home deductible is reduced by the amount of your auto deductible and it’s like you only have one deductible, not two.
Taking the Next Step
There are numerous criteria involved when insuring your vehicle. When doing so, it is typically best to work through the many options with a qualified professional who can walk you through the many different policy features and benefits, and who can assist you in narrowing down the insurance quotes to find the right auto insurance policy for you.
It is also essential that you get the personalized service that you deserve. For more information on obtaining the best auto insurance, Texas, Washington, and New Mexico residents should call or visit the nearest Insurance Connection location today.
What to expect if you have an Auto Claim
Call our claims specialists at Insurance Connection USA for assistance with any claim or question. Our experts will help you navigate the process.
For a link to the Department of Insurance car insurance policy comparisons click here Auto Policy Comparisons