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What is Full Retirement Age for Social Security

February 17, 2021 by bob

In order to receive retirement benefits most people need to be 62 years old to receive a discounted monthly Social Security payment.  If you wait until you reach full retirement age as set by Social Security you will receive 100% of your earned benefit.  Benefits are reduced about .05% for each month your benefits are started before you reach your full retirement age or approximately 25% if you enroll at 62 years old.

Social Security Full Retirement Age

For the past 50 years full retirement age has been 65 but in the 1980’s, Congress raised the retirement age in a staged increased based on your birth year.  The following chart shows how this works:

Year born                                            Full Retirement Age Is:

1955                                                       66 and 2 months

1956                                                       66 and 4 months

1943-1954                                            66

1957                                                       66 and 6 months

1958                                                       66 and 8 months

1959                                                       66 and 10 months

1960+                                                    67

If you have questions about Social Security contact us at 940-382-4700 and ask for a Social Security advisor.

Category iconSocial Security,  Uncategorized

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